A **fiduciary** (like Direct Finance Network) is legally required to act in your best financial interest, putting your needs first. A non-fiduciary is only required to recommend products that are "suitable," which may not be the optimal choice for your **wealth management**.
We work with clients at various stages of their financial journey. While some services may have minimums, we offer entry-level **financial planning** designed for those just starting to build their **wealth**. Contact us for a personalized assessment.
Our fees are based on the complexity of your financial situation and the specific services required (e.g., AUM-based for **Investment Advisory** or flat-fee for a one-time plan). We are transparent and will provide a full fee schedule upfront.
Yes, our team specializes in comprehensive **tax preparation** and planning, including self-employment, rental properties, and multi-state filings, ensuring you benefit from all eligible deductions under **Alabama** and federal law.
Absolutely. We analyze all existing debt, interest rates, and create a targeted payoff strategy (e.g., debt avalanche or snowball) that is integrated into your cash flow and long-term **investment** goals.
We adhere to a risk-adjusted approach. Our **Investment Advisory** begins with a thorough risk tolerance assessment to ensure your portfolio aligns with your comfort level and, more importantly, your **financial planning** timeline (e.g., **retirement planning**).
No. We offer integrated **Insurance Consultation** to assess your needs for life, disability, and long-term care insurance as part of your comprehensive **financial planning**, ensuring your assets are fully protected.
The first meeting is a non-committal discovery session where we listen to your goals, review your current financial snapshot, and determine if our services are the right fit for your **wealth management** needs.
Our typical engagement includes a minimum of two comprehensive review meetings per year, plus unlimited communication for urgent questions or life changes that impact your **financial planning**.
While we specialize in serving the **Alabama** community and understanding its local economy, our licenses allow us to serve clients across multiple states in the US. Please contact us to confirm service in your area.